12" x 12" Sewn Leatherette Frame 1 1/4" D-Ring Scrapbook Boxes. This 12x12 memory album initially contains 40 pages: 20 Top Loading sheet protectors and 20 heavy white paper scrapbook inserts. Sewn Frame Cover with Ribbon Tie. Crop your favorite photo to fit approx. 3.5" x 3.5" Cover Frame. Constructed with archival quality paper and plastic, that is acid, lignin and PVC free. The inserts easily slide out of post-bound seamless sheet protectors for scrapbooking projects. Digital or conventional images can also be transferred by printer or copier to these inserts. This memory book is 3-ring bound and accepts patented Pioneer refills RMW5PN